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Estimating the Monthly Living Expenses for a Woman in Her 70s in Daegu, South Korea

※ The monthly living expenses for a woman in her 70s living in Daegu can vary depending on factors such as housing, food, transportation, medical costs, leisure, and other personal expenses. In this blog, we will break down the estimated monthly living costs for a woman in her 70s residing in Daegu, item by item.

 

1. Housing Costs

Housing costs take up a significant portion of living expenses. For those living in their own homes, the main expenses will include basic maintenance fees and utility bills. The monthly cost for apartment maintenance, electricity, gas, and water is typically between 150,000 KRW and 300,000 KRW. For those renting, monthly rent can range from 300,000 KRW to 700,000 KRW.

2. Food Expenses

Food expenses depend largely on personal eating habits. For someone who primarily prepares meals at home, the monthly food cost can range from 250,000 KRW to 400,000 KRW. If dining out frequently, this can increase to over 500,000 KRW. Additionally, costs can rise for those who prefer health supplements or premium food products.

3. Transportation Costs

Public transportation is well-developed in Daegu. The monthly transportation cost for using buses or the subway is around 50,000 KRW to 100,000 KRW. If a personal vehicle is used, costs including fuel, insurance, and parking may add up to 150,000 KRW to 300,000 KRW per month.

4. Utility and Maintenance Bills

Monthly utility bills for electricity, gas, and water typically range from 100,000 KRW to 200,000 KRW, with additional costs depending on the season, such as heating in the winter or air conditioning in the summer. For those living in apartments, maintenance fees generally range from 50,000 KRW to 150,000 KRW.

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5. Medical Expenses

Healthcare becomes a crucial part of living expenses in one’s 70s. Regular health checkups and prescription medications may cost between 100,000 KRW and 300,000 KRW per month. If the person has chronic health conditions or requires frequent medical visits, medical expenses may increase further. Additional costs for private health insurance or wellness services should also be considered.

6. Leisure and Hobbies

For a woman in her 70s, leisure and hobbies contribute significantly to her quality of life. Whether it's exercise, reading, or cultural activities, leisure expenses are estimated at around 50,000 KRW to 150,000 KRW per month. Those who frequently travel or engage in costly hobbies may face higher expenses.

7. Other Personal Expenses

Other expenses include clothing, home repairs, and appliance maintenance. These costs typically range from 100,000 KRW to 200,000 KRW per month. Additional expenses like family gatherings or gifts may also arise.

Total Monthly Estimated Living Expenses

When summing up these categories, the estimated monthly living expenses for a woman in her 70s in Daegu range from approximately 1,000,000 KRW to 1,500,000 KRW. However, if housing costs or medical expenses are high, monthly living costs can exceed 2,000,000 KRW. Conversely, for those who own their homes and manage to keep food and other costs low, monthly living expenses can be under 800,000 KRW.

While Daegu is generally more affordable than Seoul, personal lifestyle and needs can significantly affect overall living expenses. Therefore, it is important to plan monthly expenses according to one's financial situation.

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