Estimating Monthly Living Expenses for a Woman in Her 20s Living in Daegu, Korea

Estimating Monthly Living Expenses for a Woman in Her 20s Living in Daegu, Korea

※ For women in their 20s, starting an independent life can be a big challenge. Living in a major city like Daegu requires careful consideration of various living expenses, including housing, food, transportation, and more. In this blog post, we will break down the monthly living costs for a woman in her 20s living in Daegu, focusing on rent, food, transportation, utilities, leisure, and other expenses.

 

1. Housing Costs

Housing expenses in Daegu vary by neighborhood, but we can estimate based on the preferred areas for women in their 20s.

• Rent: ₩300,000 ~ ₩700,000
  Based on studio apartments or officetels in areas popular among young adults, such as near universities
• Utilities: ₩100,000 ~ ₩200,000
  Including management fees, electricity, gas, and water
• Jeonse Loan Interest: ₩200,000 ~ ₩400,000
  If renting on a jeonse contract with a loan, interest payments need to be factored in

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2. Food Costs

Women in their 20s often have busy lifestyles, leading to frequent dining out or ordering delivery. However, many also cook at home to save money.

• Groceries (Cooking at home): ₩300,000 ~ ₩500,000
  For purchasing groceries and cooking at home
• Dining Out and Delivery: ₩150,000 ~ ₩400,000
  If frequently dining out or ordering delivery

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3. Transportation Costs

Daegu has a well-developed public transportation system, with most people using buses and subways. However, for those with personal vehicles, maintenance costs are an additional expense.

• Public Transportation: ₩50,000 ~ ₩80,000
  For regular use of buses and subways
• Car Maintenance: ₩200,000 ~ ₩400,000
  For those who own a car, including fuel, insurance, and maintenance

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4. Communication Costs

Smartphones are essential, and monthly bills depend on the data usage and plan. Many also use home internet and IPTV services.

• Mobile Phone Bill: ₩30,000 ~ ₩70,000
  Depending on the data and calling plan
• Internet and IPTV: ₩40,000 ~ ₩60,000
  For home internet and IPTV services

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5. Leisure and Hobbies

Daegu offers a wide variety of cultural and leisure activities. Many women in their 20s spend money on gym memberships, cafes, movies, and other leisure activities.

• Hobby and Fitness Costs: ₩50,000 ~ ₩150,000
  For gym memberships, sports activities, etc.
• Leisure and Culture: ₩100,000 ~ ₩300,000
  For cafes, movies, concerts, and other cultural experiences

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6. Other Living Expenses

Other expenses, such as clothing, cosmetics, and household items, vary by individual but are necessary for monthly budgeting.

• Miscellaneous Expenses: ₩50,000 ~ ₩150,000
  For clothing, cosmetics, and daily necessities

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7. Total Estimated Monthly Living Expenses

Based on the above breakdown, here is an estimated range for the monthly living expenses of a woman in her 20s living in Daegu.

• Housing: ₩400,000 ~ ₩900,000
• Food: ₩450,000 ~ ₩900,000
• Transportation: ₩50,000 ~ ₩400,000
• Communication: ₩70,000 ~ ₩130,000
• Leisure and Hobbies: ₩150,000 ~ ₩450,000
• Other Expenses: ₩50,000 ~ ₩150,000

Total Estimated Monthly Living Expenses: ₩1,170,000 ~ ₩2,930,000

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Conclusion

For a woman in her 20s living in Daegu, the total estimated monthly living expenses range from ₩1,170,000 to ₩2,930,000. Housing and food take up the largest portion of the budget, while transportation and leisure costs can vary significantly depending on lifestyle. Managing these expenses efficiently will help achieve better financial independence and stability.